:root {
  --blau: #3F6B4F;
  --gold: #C99A3C;
  --creme: #f7f1e3;
  --weiss: #fffdf8;
  --grau: #6b6b6b;
  --text: #1F3A2A;
}
* { box-sizing: border-box; }
html { font-size: 17px; }
body {
  margin: 0;
  font-family: "Helvetica Neue", Arial, sans-serif;
  color: var(--text);
  background: var(--creme);
  line-height: 1.5;
}
header.kopf { background: var(--blau); color: var(--creme); padding: 2.5rem 1rem; }
.innen { max-width: 760px; margin: 0 auto; padding: 0 1rem; }
.marke { font-weight: 700; letter-spacing: 0.08em; color: var(--gold); font-size: 0.95rem; }
h1 { font-size: clamp(1.8rem, 5vw, 2.6rem); line-height: 1.15; margin: 0.5rem 0 1rem; }
h2 { font-size: 1.5rem; margin: 2.5rem 0 1rem; color: var(--blau); }
.untertitel { font-size: 1.15rem; max-width: 36rem; }
section { padding: 1.5rem 0; }
.karte { background: var(--weiss); border-radius: 14px; padding: 1.5rem; box-shadow: 0 1px 0 rgba(0,0,0,0.04); }
form.rechner { display: grid; grid-template-columns: repeat(auto-fit, minmax(150px, 1fr)); gap: 1rem; margin-bottom: 1.5rem; }
form.rechner label { display: flex; flex-direction: column; font-size: 0.9rem; color: var(--grau); }
form.rechner input, form.rechner select {
  margin-top: 0.3rem; font-size: 1.1rem; padding: 0.55rem 0.7rem;
  border: 1px solid #d9d2c3; border-radius: 8px; background: #fff; color: var(--text); min-height: 44px;
}
.ergebnis { display: grid; grid-template-columns: repeat(auto-fit, minmax(160px, 1fr)); gap: 1rem; text-align: center; }
.ergebnis .zahl { font-size: 1.9rem; font-weight: 700; color: var(--blau); }
.ergebnis .zahl.gold { color: var(--gold); }
.ergebnis .label { font-size: 0.85rem; color: var(--grau); }
.annahme { text-align: center; color: var(--grau); font-size: 0.9rem; margin: 0.8rem 0 0; }
svg.kurve { width: 100%; height: auto; margin-top: 1rem; }
.achse { stroke: #d9d2c3; stroke-width: 1; }
.linie-eingezahlt { fill: none; stroke: var(--grau); stroke-width: 2.5; stroke-dasharray: 6 5; }
.linie-wert { fill: none; stroke: var(--gold); stroke-width: 3.5; }
.beschriftung { font-size: 12px; fill: var(--grau); }
.legende { display: flex; gap: 1.5rem; justify-content: center; font-size: 0.85rem; color: var(--grau); }
.legende span::before { content: ""; display: inline-block; width: 22px; height: 3px; margin-right: 6px; vertical-align: middle; }
.legende .l-wert::before { background: var(--gold); }
.legende .l-ein::before { background: var(--grau); }
table.szenarien { width: 100%; border-collapse: collapse; margin-top: 0.5rem; }
table.szenarien td { padding: 0.45rem 0; border-bottom: 1px solid #ece5d5; }
table.szenarien td:last-child { text-align: right; font-weight: 600; }
.hinweis { font-size: 0.85rem; color: var(--grau); margin-top: 1rem; }
.knopf {
  display: inline-block; background: var(--blau); color: var(--creme); border: 0; border-radius: 10px;
  padding: 0.8rem 1.3rem; font-size: 1rem; cursor: pointer; min-height: 44px;
}
.knopf.gold { background: var(--gold); color: var(--blau); }
.email-form { display: flex; flex-wrap: wrap; gap: 0.7rem; }
.email-form input[type=email] { flex: 1 1 220px; font-size: 1.05rem; padding: 0.6rem 0.8rem; border: 1px solid #d9d2c3; border-radius: 10px; min-height: 44px; }
.email-form label.check { font-size: 0.85rem; color: var(--grau); flex-basis: 100%; }
.disclaimer { font-size: 0.85rem; color: var(--grau); white-space: pre-line; }
footer { background: var(--blau); color: var(--creme); padding: 2rem 1rem; margin-top: 3rem; font-size: 0.9rem; }
footer a { color: var(--gold); }
a { color: var(--blau); }
form.kontakt { display: flex; flex-direction: column; gap: 1rem; }
form.kontakt label { display: flex; flex-direction: column; font-size: 0.9rem; color: var(--grau); }
form.kontakt input, form.kontakt textarea {
  margin-top: 0.3rem; font: inherit; font-size: 1.05rem; padding: 0.6rem 0.8rem;
  border: 1px solid #d9d2c3; border-radius: 10px; background: #fff; color: var(--text); min-height: 44px;
}
form.kontakt .knopf { align-self: flex-start; }
form.kontakt .falle { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }
.meldung { background: var(--weiss); border-left: 4px solid var(--blau); padding: 0.8rem 1rem; border-radius: 8px; }
.meldung.fehler { border-left-color: #a8442f; }
.platzhalter { background: #fff4cc; border: 1px dashed var(--gold); padding: 0.6rem; font-size: 0.85rem; }